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Calgary Homes and Condos for Sale: Advanced Search

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Your Calgary Real Estate Team


Your Calgary Real Estate Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice. 

Condominium Document Inspection

We have all heard the TERM; the onus is on the buyer to ask the right questions, investigate and satisfy himself/herself of all concerns relating to this major purchase/investment prior to initializing the purchase.


Calgary Home Buyers Feedback


Whether you are planning to buy your first home or sell your existing home, contact us today! 

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Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Your Real Estate News

real estate - Yahoo! News Search Results
Shore real estate transactions5/27/2012 1:19 AM
Stay in touch down the Shore: Visit philly.com on your smartphone's Web browser for up-to- date weather and special holiday coverage.
Real estate transfers December part 25/26/2012 11:16 PM
Real estate transfers December 2012 MONTGOMERY COUNTY ABINGTON 1135 Jericho Road, Shirley Cohen to Prakash Gowda, $260,000.
Upcoming real estate events5/27/2012 2:00 AM
Short sale seminar: Is it for me? Come with your questions to a free seminar and learn about what a short sale is and the different alternatives available. Explore your options with a professional resource panel.
Real estate briefs: Maraval section in Sandoval sells out5/26/2012 11:12 PM
Maraval, a single-family home neighborhood by Taylor Morrison in Sandoval, has sold out.
REAL ESTATE: Slow, steady recovery still has way to go5/26/2012 11:00 PM
Home sales and prices are making steady improvement, but the housing market still has some climbing to do before approaching anything like a normal market.
Real estate transfers for Sunday, May 27, 20125/26/2012 11:00 PM
The following are real estate transfers filed in La Crosse County. By law, some transfers are exempt from transfer fees; these properties are listed without prices.
S.F.'s diverse real estate frenzy expected to last5/27/2012 1:39 AM
How much hotter is the San Francisco real estate market getting? Let us count the ways. -- Office buildings: The 33-story tower at 555 Mission St. is in escrow. Reported price: $450 million. That's about $800 per square... Presented By: Amplify Your Brand During Small Business Week for a Buck    Do you need more media exposure for your small business? What business doesn?t? We want to honor you ...
People & Changes5/26/2012 9:27 PM
Matthew E. Wengerd of Lakeland recently joined Coldwell Banker Commercial Saunders Real Estate and Coldwell Banker Commercial Saunders Ralston Dantzler Realty as a marketing strategist.
Real Estate Forum: What to expect from FHA's pending condo rule revisions5/27/2012 1:19 AM
Question: Allison, we want to buy a condo in Keystone, but we have heard that it is difficult to get condo financing. We need to get a loan to purchase - do you know what the current status is?
Real estate loans5/27/2012 1:59 AM
Banks Home equity rate (PTS) Auto Boat Assemblies of God CU 4.25 2.90 5.90 BluCurrent Credit Union 4.00 3.99 7.49 (formerly Postal Federal Community Credit Union) CU Community CU 5.00 5.25 6.00 Commercial Federal Bank 8.74 N/A N/A Community Financial 4.00


 

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Disclaimer: All Information herin deem reliable but not guarenteed.

 

COPYRIGHT: MLS® and related graphics are trademarks of the Canadian Real Estate Association. REALTOR® and the REALTOR® logo are trademarks owned by REALTOR® Canada Inc. The Calgary Real Estate Board (CREB®) is a cooperative Association supporting Calgary and area REALTORS®.

Free Calgary Home Evaluation

 

 CalgaryCastles.com
Calgary Real Estate Services,Calgary MLS® Listings 
Calgary CIR REALTOR® Neil Rowlandson
CIR Realty, Pager: 403-271-0600
Bus Tel: 403-354-3848, E-Mail-Neil,

Selling Calgay Group

Our Partner sites:

SellingCalgaryCastles.com

SellingCalgaryGroup

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