CalgaryCasltes: Your Calgary Real Estate Guide
 
Your Dreams + My Passion = Your Calgary Castle


How much Calgary Real Estate Can you Afford?

 

Please feel free to come and use the mortgage calculator tool courtesy of your Top Producing CIR Realtor, Neil Rowlandson. This effective mortgage tool will help you with Calgary affordability, Calgary mortgage qualification, or whether you should be buying or continue to rent in this Calgary Real Estate market.

 

Please feel free to complete the fields below and click Calculate Now. To view the results of any of your calculations, click on the corresponding tabs. Neil Rowlandson has also set this up so that you can receive a copy of the results, simply click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

Disclaimer: All Information herin deem reliable but not guarenteed.

 

COPYRIGHT: MLS® and related graphics are trademarks of the Canadian Real Estate Association. REALTOR® and the REALTOR® logo are trademarks owned by REALTOR® Canada Inc. The Calgary Real Estate Board (CREB®) is a cooperative Association supporting Calgary and area REALTORS®.

Free Calgary Home Evaluation

 

 CalgaryCastles.com
Calgary Real Estate Services,Calgary MLS® Listings 
Calgary CIR REALTOR® Neil Rowlandson
CIR Realty, Pager: 403-271-0600
Bus Tel: 403-354-3848, E-Mail-Neil,

Selling Calgay Group

Our Partner sites:

SellingCalgaryCastles.com

SellingCalgaryGroup

CalgaryRealEstateLink.com


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